For most people car insurance is a the single largest insurance expense after health insurance. Rates are high and are forever climbing, at least it seems that way. You can save money on your car insurance premiums by following these easy to implement steps. 1. Shop Around. Yes, it pays to shop and compare. Regulatory [...]

Auto insurance can make a big hole in your pocket. Insurance premiums vary hugely between companies, agencies or agents, brokers, and of course the make of the car you own and your credit rating. To pay lower insurance you must: 1. Always maintain a good driving record. 2. Never accept the first estimate you receive. [...]

And the insurance rates you pay are hugely dependent on the insurance company or agent, your age, your car type, your driving record, and even the area you reside in! You should never go without auto insurance though, despite the costs. Almost all the states require you to protect yourself with a minimum amount of [...]

With everything else on your mind, have you put your auto insurance on auto pilot? It’s not your fault if you have — lots of people do it. In fact, the insurance companies count on it. They make more money that way by raising your rates over time. But maybe it’s time you review your [...]

Insurance is designed to protect a person and the family from disasters and financial burdens. There are many kinds of insurance of which, the basic and most important is considered to be life insurance. It provides for the dependants after your death. Since there are certain financial commitments you need to meet throughout life and [...]

At some stage in your life, you’ve probably been told not to count your chickens before they have hatched. You were probably told to not get your hopes up and to not expect too much – just in case you might be disappointed. For most of us this, or some variation of it, was told [...]

Many people have problems with their communication and in this article I am going to describe ways in which to overcome these speech difficulties. My name is Stephen Hill and I am from Birmingham in England. From the age of four I had the speech impediment known as a stutter. I attended many different types [...]

Child Victim to Survivor! The innocence of a child, will not allow their mind to comprehend what terror is being put upon them during abuse. They can no more think killing their abuser than they can a fly. It worsens when the child knows the abuser, because they have a love and trust that is [...]

What is center? How do you choose to be centered, and why? In what ways can you develop a strong center? As a student and instructor of the Japanese martial art Aikido, and as a professional speaker and trainer, I often present on this topic and, in addition, have made centering a life practice. I [...]

Life is amazing if we choose to see it that way. Inside of my sadness lies an incredible beauty. The excavation of my emotions, my desires and longing are all part of a magical journey. There is nothing about our life that does not contain the element of magic with in it. How we end [...]